Senior Manager, Financial Crime Risk
Cuscal · Sydney, NSW, Australia · hybrid
Forward with Cuscal
At Cuscal, our Commercial and Business teams are the backbone of our organisation. From supporting clients and driving growth to ensuring compliance, managing risk, and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values.
If you’re looking for a role where your skills and ideas make a real impact, join us to help shape the future of payments in Australia.
The Group 'Senior Manager, Financial Crime Risk' provides enterprise-wide second-line leadership and oversight of financial crime risk across Cuscal and its subsidiaries, with primary accountability for the key risk classes of anti-money laundering and counter-terrorism financing (AML/CTF), scams and broader financial crime risks.
You will contribute by:
- Setting the Group financial crime risk strategy, framework and oversight priorities across Australia and New Zealand
- Providing independent advice and assurance over first-line financial crime risk management and control effectiveness
- Overseeing compliance with AML/CTF laws, sanctions, anti-bribery and corruption, fraud and scam-related obligations and commitments
- Driving effective identification, assessment, monitoring, escalation and reporting of financial crime risks, incidents, breaches and emerging threats.
- Overseeing the implementation of regulatory changes; and supporting senior management and the Board to make informed decisions and maintain financial crime risk within appetite.
- Owning and maintaining the Group Financial Crime Risk Management Framework, supporting policies, standards, methodologies ensuring alignment across Cuscal and its subsidiaries.
- Leading second-line oversight of key financial crime risk classes, with particular focus on AML/CTF, scams and broader risks including fraud, sanctions, proliferation financing, bribery and corruption, tax crime and other predicate offences.
- Providing independent review and challenge of enterprise and business-level financial crime risk assessments, including customer, product, channel, jurisdiction, delivery model and emerging threat assessments.
- Establishing and overseeing the Group scams risk framework, including prevention, detection, disruption, customer protection, response, recovery, reimbursement governance and compliance with applicable industry codes and regulatory expectations.
- Setting minimum control expectations for customer due diligence, enhanced due diligence, beneficial ownership, transaction monitoring, sanctions and PEP screening, suspicious matter reporting, threshold and international funds transfer reporting, scam controls and financial crime investigations.
- Monitoring first-line implementation and control effectiveness through thematic reviews, targeted monitoring, assurance, data analysis and oversight of remediation actions.
You will stand out if you have:
- 10+ years' experience in financial crime risk, AML/CTF, fraud, scams, sanctions or related risk and compliance roles within banking, payments or financial services.
- Demonstrated senior leadership of financial crime risk frameworks, programs or second-line oversight across complex or multi-entity organisations.
- Deep knowledge of Australian AML/CTF requirements and sound knowledge of New Zealand AML/CFT obligations, including regulator expectations and reporting obligations.
- Strong understanding of contemporary scam, fraud, sanctions, bribery and corruption, and broader financial crime typologies, controls and industry practices.
- Experience designing risk appetite measures, risk assessments, control standards, monitoring and assurance programs, and executive and Board reporting.
- Demonstrated experience engaging with regulators, law enforcement, auditors, industry bodies, clients and senior internal stakeholders.
Why Cuscal?
At Cuscal, you’ll experience interesting work that’s transforming. You get the security of an established organisation and the energy of a company committed to innovation. For 60 years, we’ve set the standard in payments, and now we’re preparing to redefine it for the future.
You’ll also enjoy a range of benefits, including:
- Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities
- Wellbeing focus: We support your physical, mental and financial health with holistic initiatives and access to discounts via Cuscal Advantage
- Inhouse Barista: for whenever you feel like your favourite hot beverage
If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision. Applications may be reviewed as they’re received, so don’t wait - apply now.
Cuscal is an equal opportunity employer committed to creating a diverse, inclusive and barrier-free workplace. We welcome applications from Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ communities and individuals from culturally diverse backgrounds.
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