AML Analyst - French Market
Qonto · Paris, France · hybrid
[OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.7 on Trustpilot, https://www.trustpilot.com/review/qonto.com based on 60,000 reviews. Our culture https://qonto.com/en/careers/culture puts customer satisfaction at the core of what we do (more about our culture here https://medium.com/qonto-way/the-qonto-way-our-culture-is-our-strategy-90defd4895f9).
[OUR JOURNEY] Founded in 2016 and launched in 2017 by Alexandre https://www.linkedin.com/in/aprot/ and Steve https://www.linkedin.com/in/steveanavi/, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
[OUR BELIEFS] We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process https://medium.com/qonto-way/a-recruiters-dilemma-confronting-bias-in-hiring-b78acce148eb because the best teams are built on merit.
[AI AT QONTO] AI is deeply embedded in how we work (here https://medium.com/qonto-way/ai-at-qonto-vision-statement-725a7e2f659b) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
Join our French AML team as an AML Officer and help protect Qonto and its customers from money laundering and terrorist financing. You’ll investigate complex alerts and help refine our controls, under the guidance of Amilcar https://www.linkedin.com/in/amilcar-reyes-g/, our Senior Lead AML/CFT..
➡️ What you’ll do
- Investigate complex alerts: You handle transaction monitoring alerts and suspicious activity reports, around 25 alerts a day.
- Control quality: You run first-level controls and internal checks to make sure the team’s work follows our procedures.
- Improve how we work: You spot gaps in our processes and lead projects that make daily operations more efficient.
- Coach the team: You act as a go-to referent and share your expertise on complex cases, from sanctions to terrorism financing.
- Be our voice on complex topics: You’re the reliable contact for internal teams, and for auditors and regulators when needed.
➡️ What we’re looking for
- AML/CFT experience: You have 1–3 years in transaction monitoring and AML/CFT, ideally in a bank or fintech, with solid knowledge of sanctions, embargoes and terrorism financing.
- An improvement mindset: You spot bottlenecks, challenge processes and run improvement projects.
- A coaching instinct: You enjoy sharing what you know and helping colleagues grow.
- AI fluency: You use AI in your investigation work and know where it helps.
- Fluent French and English: You work with our European team and with French authorities in both languages.
➡️ What we can offer you
- Real responsibility: You decide on complex cases involving tax returns, sanctions and embargoes.
- A large European community: You join a European team of 40+ AML Officers. [TO VERIFY]
- A culture of continuous improvement: You’re expected to challenge the status quo and improve processes with Lean tools.
- A path to grow: You have real internal mobility prospects across Qonto.
➡️ Your future manager
You’ll report to Amilcar https://www.linkedin.com/in/amilcar-reyes-g/, Senior Lead AML/CFT. With a background in commercial law and compliance (Sciences Po), he’s an expert in key compliance risks including AML, terrorism financing, sanctions and enhanced due diligence.
[DIVERSITY] At Qonto, we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick - who knows? You may have the missing piece of the puzzle we’ve been searching for all along.
[HIRING PROCESS DURATION] On average, our hiring process lasts 20 working days. More information on our candidate journey here https://qonto.com/en/careers/candidate-journey
[DATA RETENTION] By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice https://qonto.com/en/legal-documents/privacy-notice for full details.