Director, Stablecoin and Digital Assets Risk Intelligence & Strategy
Visa · United States, Foster City, California
About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Director, Stablecoin & Digital Assets Risk Intelligence, AI Strategy and Governance
Job DescriptionThe Director, Stablecoin & Digital Assets Risk Intelligence, AI Strategy and Governance will own the long-term vision, strategy, architecture, governance, and execution of Visa’s stablecoin, digital asset, and AI-enabled risk intelligence capabilities. Reporting to the Senior Director of the Global CSR team, the Director will lead a team of three and serve as a strategic leader at the intersection of digital asset risk management, emerging technologies, artificial intelligence, data governance, and enterprise risk strategy.
This role requires deep subject matter expertise in stablecoins, digital assets, blockchain infrastructure, and crypto risk management, combined with advanced experience designing, deploying, governing, and scaling enterprise AI systems. The successful candidate will be responsible for anticipating evolving stablecoin risks, market structures, technologies, regulatory developments, and AI-driven transformation opportunities while building the governance, analytical, operational, and decision-support capabilities necessary to enable responsible growth.
The Director will act as a key advisor to executive leadership, driving innovation across risk intelligence platforms, AI-enabled workflows, governance frameworks, and enterprise decision-making processes.
Key ResponsibilitiesStablecoin & Digital Asset Risk Strategy and Governance- Establish and maintain enterprise-wide risk appetite, governance frameworks, approval standards, and ongoing monitoring requirements for stablecoin issuers, digital asset counterparties, crypto infrastructure providers, custodians, exchanges, and blockchain-based financial ecosystems.
- Serve as Visa’s subject matter expert on stablecoin risk management, reserve risk, de-pegging scenarios, liquidity events, blockchain vulnerabilities, custody risks, market contagion, and regulatory developments.
- Design governance mechanisms and risk frameworks that support responsible growth across digital asset initiatives.
Portfolio, Exposure and Liquidity Risk Management- Develop scalable methodologies for settlement exposure management, concentration limits, liquidity risk, collateral frameworks, reserve assessments, stress testing, scenario modeling, and portfolio monitoring.
- Design advanced risk intelligence capabilities to evaluate stablecoin reserve quality, counterparty financial strength, operational resiliency, and systemic market exposures.
- Lead enterprise-level assessments of digital asset ecosystem risks, including custody, settlement, treasury, and operational dependencies.
Digital Asset Risk Intelligence and Executive Reporting- Lead proactive surveillance and intelligence functions across stablecoins, digital assets, blockchain networks, and crypto markets.
- Translate financial, regulatory, market, cyber, operational, and on-chain signals into actionable intelligence, executive reporting, risk recommendations, and escalation decisions.
- Develop predictive analytics and early-warning indicators supporting executive and Board-level risk oversight.
AI Architecture, Strategy and Platform Leadership- Own the vision, roadmap, investment strategy, and architecture for Visa’s Stablecoin and Digital Assets Risk Intelligence Platform.
- Design and deploy next-generation AI-enabled capabilities supporting risk detection, monitoring, reporting, decision support, workflow automation, and operational efficiency.
- Lead the development of scalable enterprise AI frameworks leveraging Large Language Models (LLMs), generative AI, predictive analytics, machine learning, and intelligent automation capabilities.
- Drive the integration of AI technologies into risk operations while ensuring transparency, explain ability, governance, and regulatory compliance.
Enterprise AI Governance and Responsible AI Frameworks- Design and implement enterprise AI governance programs, policies, controls, standards, and oversight processes.
- Establish governance frameworks supporting model validation, explain ability, bias monitoring, human oversight, auditability, data lineage, and regulatory compliance.
- Define approval standards and control frameworks for AI-enabled decisioning systems utilized across risk management and business operations.
- Create governance models that balance innovation with regulatory expectations and enterprise risk management requirements.
AI Workflow Automation and Operating Model Transformation- Design, build, and optimize AI-supported workflows, decision support systems, and operating models across risk management functions.
- Identify opportunities to increase operational effectiveness through AI-enabled automation, intelligent case management, workflow orchestration, and digital assistants.
- Develop enterprise capabilities that leverage advanced AI platforms including ChatGPT, Microsoft Copilot, Claude, Gemini, and other emerging AI technologies.
- Establish standards for AI adoption, prompt governance, workflow design, performance monitoring, and organizational enablement.
Enterprise Operating Model Leadership- Partner across Treasury, Product, Technology, Legal, Compliance, Data Science, Crypto, AI Engineering, and CSR functions to align strategic priorities and governance standards.
- Establish clear decision rights, accountability structures, controls, escalation protocols, and operating mechanisms for digital asset and AI initiatives.
- Serve as a trusted advisor to executive stakeholders on emerging risks, opportunities, and technology innovation.
Regulatory Foresight and Operational Resilience- Anticipate regulatory developments impacting stablecoins, digital assets, AI systems, and emerging financial technologies.
- Advise leadership on risk implications associated with liquidity disruptions, reserve impairment, cyber incidents, blockchain failures, digital asset market volatility, sanctions concerns, AI-related operational risks, and other material events.
- Ensure enterprise readiness through scenario planning, contingency frameworks, and resilience testing.
Data, AI Model and Control Governance- Establish standards and accountability for data quality, AI model performance, model risk management, explain ability, validation, access management, control testing, and independent review processes.
- Develop governance frameworks supporting AI lifecycle management from design through deployment and ongoing monitoring.
- Ensure effective human oversight and decision accountability for AI-driven processes and recommendations.
Organizational Leadership and Capability Building- Build and lead a high-performing team focused on stablecoin risk intelligence, digital asset risk management, AI innovation, and governance excellence.
- Drive enterprise adoption of AI capabilities and digital asset risk practices through education, stakeholder engagement, and capability development.
- Define key performance indicators, risk indicators, and governance metrics demonstrating improved decision quality, risk reduction, operational leverage, and responsible growth.
Qualifications
Basic Qualifications- 10+ years of professional experience with a Bachelor's degree, 8+ years with an advanced degree (MBA, Master's, JD, MD), or 3+ years with a PhD.
- Advanced and demonstrable expertise in stablecoins, digital assets,