Risk Manager
Evotym · Spain
About the Client
An international payment services provider supporting complex cross-border payment flows for businesses.
Role Overview
Our client is looking for a Risk Manager to strengthen financial and operational risk management across its international payments business. The role will focus on safeguarding funds, managing foreign exchange exposure, assessing counterparty resilience, and supporting compliance across European and Asian markets.
Key Responsibilities
- Monitor balances held with banks, payment service providers (PSPs), and other third-party providers.
- Manage foreign exchange risk by minimising losses on multi-currency conversions and settlements between Europe and Asia.
- Assess the financial stability of counterparties, including banks, payment gateway providers, and major merchants.
- Adapt risk management policies to meet PSD2 and PSD3 requirements and the expectations of local Asian regulators, including MAS in Singapore and HKMA in Hong Kong.
- Prepare regular reports on operational losses and financial resilience for senior management.
Requirements
- At least 3 years of risk management experience at a fintech, electronic money institution (EMI), payment institution, or bank with cross-border acquiring operations.
- In-depth knowledge of card schemes such as Visa, Mastercard, and UnionPay; alternative payment methods (APMs); and cross-border clearing.
- Familiarity with European regulatory frameworks, including the EBA Guidelines on ICT and security risk management, and Asian risk management standards for payment systems.
- Strong Excel and SQL skills. Experience using AI tools is an advantage.
- Upper-intermediate or advanced English for working with international partners and regulators.
- Fluency in Russian.
What We Offer
- An international environment at the intersection of European and Asian markets.
- Professional growth on a large-scale fintech project.
- Relocation support to Cyprus.
- A competitive salary aligned with experience.